Choosing the correct form of life insurance cover can ensure peace of mind and security for your family.
Level Term Assurance Cover
This cover pays out a lump sum on the death of the lives assured during the term of the policy. The premium and amount of cover remains fixed throughout the lifetime of the policy.
Convertible Term Assurance Cover
This cover is similar to Level Term Assurance except that you have the option of renewing your policy at the end of the term for a further period of time, without presentation of any medical evidence. This could be of value to someone who has developed a medical condition. The newly converted policy will be costed based on your age at that time. You are paying for the facility of extending your cover in the future.
Whole of Life Cover
Provides you with cover for your lifetime as long as you continue to pay the premium which are subject to regular review. This form of cover can suit certain individuals. needs, however, it does prove costly. In particular, it is most commonly used where Inheritance Tax Planning is required.
Don’t wait until it is too late!
To find the best life insurance quote for you and your family, simply call our helpline on 1890 304 304 or click on any of the options below: